HOME EQUITY LINE Our Philosophy "Customers for Life"

Take control of your finances with a Home Equity Line of Credit (HELOC). A HELOC allows you to borrow against the equity you have accumulated in your home, up to a certain loan-to-value ratio. You can use those funds for any purpose. Uses: Home improvement projects, like remodeling kitchens or baths, adding a deck, etc. Pay off debts which have higher interest rates A major purchase, such as a new car Special purchases like appliances, electronics, gifts Tuition for college students As an emergency reserve to fall back on in the event of a job loss or other emergency Advantages of a HELOC: Simple, instant access to cash via check Low interest rate -- much lower than credit cards or other loans Interest may be tax-deductible (consult your tax adviser) You borrow only what you need, pay interest only on what you owe Flexible payments   APPLY ONLINE You can beat the competition and negotiate more effectively when you're pre- approved.  Apply online now to be pre-approved. CONTACT US Contact Us or Call us at 1-800-660-2639 and speak with one of our mortgage consultants.