REFINANCING GET STARTED

Lower Rates/Lower payments/Get Cash/Consolidate Debt

Amex Home Loans answers all your refinancing questions so you make the choice that best fits your needs. Whether you are looking to consolidate debt, lower your rate, or lower your payments, we make the process of refinancing quick and easy.

Mortgage Refinancing is a process in which you replace one or more existing loans or debts with a new loan, usually secured by the same assets. The most common type of refinancing is for home mortgages. Before you decide to go ahead and refinance, there are a number of facts you need to consider.

Is Refinancing Right For Me?

In most refinancing situations, the borrower does so mainly to reduce the interest cost and replace it with a new lower rate. Before you jump into refinancing, you must determine whether the new loan option will ultimately save you money.

When you purchased your home, there were a number of factors that determined your total principal amount. Credit rating, down payment and the current interest rates were at the top of that list, but these things change over time. It may now be beneficial to refinance with your higher credit score, increase of cash flow and lower home mortgage rates set by the Federal Reserve. 

Some key reasons to consider refinancing:

• Get a lower interest rate
• Reduce your monthly payment
• Convert an adjustable first and second mortgage to a fixed rate mortgage
• Consolidate a first and second mortgage into one lower rate mortgage
• Get cash for family needs and expenses

Refinance Advantages we offer:

• Lower interest Rates
• Lower your monthly payment
• Mortgage Program
• Guidance and advice from an experienced loan professional
• Easy and user friendly online application

Use our loan program rate search to find the lowest rate for you.

APPLY ONLINE You can beat the competition and negotiate more effectively when you're pre-approved. Apply online now to be pre-approved. CONTACT US Contact Us or Call us at 1-800-660-2639 and speak with one of our Loan consultants.